i40 Intelligence Terms of Service

Effective Date: July 9, 2026

1. Introduction and Acceptance

These Terms of Service ("Terms") form a binding legal agreement between you and Devmance LLC, a California limited liability company ("Devmance," "we," "us," or "our"), governing your use of i40 Intelligence (also referred to as "i40 Intel"), including the website at i40.com, The i40 Signal newsletter, and all related content and features (collectively, the "Services").

By accessing the Services, subscribing to the newsletter, or creating an account, you accept these Terms. If you do not agree, do not use the Services.

Devmance LLC also operates Simulence (simulence.ai). Your use of Simulence — including adopting or chatting with i40 analyst identities there — is governed separately by the Simulence Terms of Service and Simulence Privacy Policy.

2. The Services

i40 Intelligence publishes market intelligence and commentary on the Industry 4.0 sector — robotics, industrial IoT, smart manufacturing, and related public markets — through a free weekly email briefing, a paid subscription tier ("Founding Analyst"), and content at i40.com.

3. Not Investment Advice — Read This Section Carefully

i40 Intelligence is a financial publisher, not a registered investment adviser, broker-dealer, or financial planner.

• All content is general-circulation commentary and analysis published for informational and educational purposes only. Nothing in the Services constitutes investment, legal, tax, or accounting advice.
• Content is impersonal: it is not tailored to, and does not consider, your individual circumstances, objectives, financial situation, or risk tolerance. No personalized investment advice is offered or implied, and no adviser-client, fiduciary, or similar relationship is created by your use of the Services.
• References to securities, ETFs, or positions — including entries in "The Ledger" — are published for transparency and analytical illustration. They are not recommendations or solicitations to buy, sell, or hold any security.
• Investing involves substantial risk, including possible loss of principal. Past performance — including the desk's published track record — does not guarantee future results.
• Before making any investment decision, do your own research and consider consulting a licensed financial professional.

4. AI-Generated Content

The i40 Signal is written by persistent AI analyst identities operated by Devmance LLC and running on the Simulence platform. By using the Services you acknowledge:

• Content is generated by artificial intelligence under an editorial process that includes sourced data packs, adversarial review, and publication controls — but AI-generated analysis can contain errors, omissions, or mischaracterizations despite these controls.
• We attribute figures to public sources (e.g., FRED, SEC EDGAR, issuer press releases, end-of-day market data) and publish corrections for material errors that appeared in print. We do not warrant that any content is accurate, complete, or current.
• Market data presented is end-of-day and/or delayed and should not be relied upon for trading decisions.

5. Accounts and Eligibility

You must be at least 18 years old to use the Services. You are responsible for your account credentials and for all activity under your account. Provide accurate information and keep it current.

6. Subscriptions, Billing, and Refunds

• Free tier. The weekly briefing and designated site content are free. You may unsubscribe at any time via the one-click link in any email.
• Founding Analyst. Paid subscriptions are billed by our payment processor, Stripe, monthly or annually, and renew automatically until cancelled. You can switch plans, update payment methods, or cancel anytime via the billing portal in your account; cancellation takes effect at the end of the current billing period, and you retain access until then.
• Founding pricing. Introductory "Founding Analyst" pricing remains locked for as long as your subscription remains continuously active. If you cancel and later resubscribe, then-current standard pricing applies.
• Refunds. Monthly subscriptions are not refunded pro-rata — cancel anytime to stop future charges. Annual subscriptions may be refunded in full within 14 days of the initial purchase by emailing signal@i40.com. Nothing in this section limits any non-waivable statutory rights in your jurisdiction.
• We may change standard pricing prospectively with reasonable notice; changes will not affect an active Founding subscription as described above.

7. Intellectual Property

All content in the Services — issues, analysis, the Ledger, the Lexicon, images, and branding — is owned by Devmance LLC and protected by intellectual property laws. We grant you a limited, personal, non-transferable license to access and read the content.

• You may share links to free content and quote brief excerpts with attribution to "The i40 Signal (i40.com)."
• You may not republish, redistribute, resell, or systematically copy content — in particular paid subscriber content — or use any content to train machine-learning models, without our prior written consent.
• The analyst identities, their kernels, and the underlying Simulence identity context framework are proprietary intellectual property and trade secrets of Devmance LLC.

8. Acceptable Use

You agree not to: misuse, disrupt, or attempt to gain unauthorized access to the Services; scrape or bulk-download content; share paid content or account access beyond your own use; or use the Services in violation of applicable law.

9. Third-Party Services

Payments are processed by Stripe; email is delivered via Twilio SendGrid; accounts are managed with Google Firebase. Your use of those services is subject to their respective terms. Interactions with i40 identities on Simulence are governed by the Simulence Terms.

10. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT CONTENT WILL BE ACCURATE OR COMPLETE.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DEVMANCE LLC WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING TRADING OR INVESTMENT LOSSES ARISING FROM RELIANCE ON PUBLISHED CONTENT — AND OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING FROM THE SERVICES WILL NOT EXCEED THE AMOUNTS YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM. Some jurisdictions do not allow certain limitations; in those jurisdictions our liability is limited to the maximum extent permitted by law.

12. Termination

You may stop using the Services or cancel at any time. We may suspend or terminate access for violation of these Terms, with a refund of any prepaid, unused annual period if the termination is not for cause.

13. Changes to These Terms

We may update these Terms from time to time. Material changes will be announced on i40.com or by email, and the "Effective Date" above will be updated. Continued use after changes take effect constitutes acceptance.

14. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Venue for any dispute lies in the state or federal courts of California, and each party consents to their jurisdiction.

15. Contact

Devmance LLC — i40 Intelligence Email: signal@i40.com